Individual Products

Individual Accident Indemnity Plan

  • • Extensive accident coverage at affordable rates
  • • Provides a schedule of fixed benefits payable for the losses incurred as the result of a covered accident
  • • Off-Job Only and On and Off-Job coverage options available


Individual Short-Term Care

  • • Provides an affordable approach to the high cost of nursing home care
  • • Unique coverage and plan design
  • • Optional Home Health Care Rider


Individual Level Term Life

  • • Provides benefits to help families cope with the financial losses suffered after a loved one’s passing
  • • Reasonable level protection for a specified period of time


Individual Level Whole Life

  • • Permanent life insurance plan that accumulates cash value during your lifetime
  • • Provides a guaranteed death benefit, generally free from federal income tax